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Ticor Title Welcomes Chrystal Southwick – LPO, Escrow Closer

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February 20, 2017

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Spokane

Ticor Title Welcomes Chrystal Southwick – LPO, Escrow Closer

We are happy to announce that Chrystal Southwick, Escrow Closer/LPO has made the choice to join the Ticor Title Escrow Team in Spokane. Chrystal will be headquartered in our downtown Spokane location in Rock Pointe III. Chrystal brings twenty-five years of experience and a solid reputation for providing high quality customer service.

About Chrystal

My clients would say that I am extremely passionate about my career. I believe the most important thing I can do as an Escrow Officer is listen to the client, understand what they’re trying to accomplish, and help them come to a solution with their clients.

Signing first time home buyers is one of the highlights of my profession. I love taking the time to go over their documents and making sure they understand what they are signing. I take special care in helping clients solve problems and talk through issues that may arise.

Having empathy for our clients is invaluable as an escrow professional. I take the time to put myself in the seller or buyer’s shoes and remember what it is like to have hopes of moving into a new home on a Friday afternoon with the moving truck loaded, 2 kids, 3 dogs and a cat and all you want to do is sleep in your own bed in your new home…I get that. That’s why I do everything possible to exceed timelines and expectations of our clients.

On the weekends I enjoy time with my family or hiking/walking with one of my dogs. I also enjoy red wine and dark chocolate.

Chrystal Southwick

chrystal.southwick@ticortitle.com
Office: (509) 227–7511

1330 N Washington, Suite 3525
Spokane, WA 99201

Please join us in welcoming Chrystal to the Ticor Title Family in Spokane!

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Ticor Title Welcomes Cathy Wahl – AVP/Sales Manager

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February 15, 2017

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Spokane

Ticor Title Welcomes Cathy Wahl – AVP/Sales Manager

Ticor Title is pleased to announce that Cathy Wahl has made the choice to join Ticor Title Spokane as Sales Manager. Cathy brings nineteen years of experience in Customer Service, Sales, and Management. Cathy’s focus is to work with the Sales Team to continue the company’s growth initiative throughout Spokane County.

About Cathy:

I love building relationships, both internally and externally. Some of my very best friends have come out of this industry. I also really love talking with buyers and sellers when they come into the office. Everyone has a story and I enjoy hearing it.

The past two years of my career in the title industry have brought me tremendous personal and professional growth and I am excited to now take on elevated challenges and the opportunity to lead the sales team at Ticor.

Clients would describe me as being very well rounded, a careful listener, and a valuable resource. I recognize and respect that the information and solutions that we provide our clients and partners may ultimately reflect on them and their work. With that being said, I believe in taking the time to find the optimal solution for each challenge, even if outside resources are required.

I am passionate about being a mother to my son. There isn’t a day that goes by that I am not thankful for the opportunity to be his mother. I may have more professional photos of him than Kate Middleton has of Henry and Charlotte. I have a note in my kitchen that says “You are the reward for everything I have done right in my life”. So true.

That being said, I also enjoy adult time wine tasting, golf, dinner parties with good friends and playing at the lake.

Cathy has also been involved with Women and Children’s Free Restaurant and has served as past WCR Member of the Year, SAR Affiliate of the Year, and WCR Affiliate of the Year.

Cathy Wahl

cathy.wahl@ticortitle.com
Office: (509) 327-2381
Cell: (509) 220-9952

1330 N Washington, Suite 3525
Spokane, WA 99201

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10 Reasons Why Title Insurance is Worth The Cost

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February 13, 2017

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Blog, Spokane, WesternWA

10 Reasons Why Title Insurance is Worth The Cost
Title Insurance provides a unique array of value and benefits to our customers. Below are 10 ways that it can provide protection and peace of mind.
  1. Title insurance protects the interests of property owners and lenders against legitimate or false title claims by owners or lien holders. It insures the title to the investment, unlocking its potential as a financial asset for the owner.
  2. At Ticor we access, assemble, analyze, and distribute title information, in addition to handling escrow and closing.
  3. Title problems are discovered in more than one-third of residential real estate transactions. These “defects” must be resolved prior to closing. The most common problems are existing liens, unpaid mortgages, and recording errors of names, addresses or legal descriptions.
  4. A homeowner’s title insurance policy protects the owner for as long as he or she has an interest in the property; and the premium is paid only once, at closing.
  5. Title insurance is different from other forms of insurance because it insures against events that occurred before the policy is issued, as opposed to insuring against events in the future, as auto, health, property or life insurance do. Title insurance is loss prevention insurance.
  6. Ticor performs a thorough search of existing records to identify all possible defects in order to resolve them prior to issuing a policy. We perform intensive and extensive work up-front to minimize claims. The better we do this, the lower our rate of claims and the more secure your level of protection.
  7. Researching titles is extremely labor-intensive since only a small percentage of public records are computerized. The industry invests a substantial amount of time and expense to collect and evaluate title records. As a result, the industry’s claims experience is low compared to other lines of insurance.
  8. Ticor’s impressive Claim Reserves gives you unquestionable security and peace of mind knowing that your policy is backed by a leader in the title insurance industry.
  9. Dollar for dollar, title insurance is the best investment you can make to protect your interest in one of the most valuable assets you own: your home.
  10. To get the best value, choose Ticor Title for all your Title and Escrow needs. Write us in on your next transaction and you’ll see why we are Worth the Money.

Print, Share, Download Tips for Buyers & Sellers

This helpful information and more can be found in our Buyer Seller Guide to Title & Escrow eBook. Check it out!

Buyer Seller Guide to Title & Escrow
Buyer Seller Guide to Title & Escrow

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Ticor Title Kent Welcomes Haley Barton Escrow Closer

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January 30, 2017

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Escrow, WesternWA

Ticor Title Kent Welcomes Haley Barton Escrow Closer

We are happy to announce that Haley Barton has joined the Ticor Title escrow team in Kent. Haley shines as a member of the Ticor family since 2013 and provides unique value to our clients with her diverse industry experience from both lending and real estate. Please join us in welcoming Haley to our Kent team!

About Haley

I am the proud wife of a deployed US Soldier and enjoy life on my little farm with my 2 daughters, 3 dogs, 2 cats, (and a partridge in a pear tree). I am a musician and dancer, avid gym rat, and love traveling.

I have spent the majority of my working years in the real estate industry in Washington State, first shadowing in lending, property management, real estate, and then ultimately in escrow. I am delighted to be a part of the Ticor Family since 2013.

I have been fortunate enough to see this industry from all angles and believe that my strength lies in seeing how escrow and title, along with my clients and customers are all integral pieces in reaching a common, often momentous goal.

I believe there is great power in transparency and open communication and I pride myself on keeping everyone involved and apprised each step of the way.

I take great pride in each transaction, each client, each customer and want to make this experience as easy and stress-free as possible.

“The way a team plays as a whole determines its success.” – Babe Ruth

I genuinely cannot wait to work with you on your next transaction – Let’s take dreams and success to the next level together!

Haley Barton

haley.barton@ticortitle.com

10840 SE 208th St
Kent, WA 98031

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Ticor Title Seattle Welcomes Keleen Goering, LPO

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January 10, 2017

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Blog, WesternWA

Ticor Title Seattle Welcomes Keleen Goering, LPO

We are happy to announce that Keleen Goering has made the choice to join the Ticor Title escrow team and will be headquartered in our Lake Union office on Westlake Avenue. Keleen brings years of experience and a rich service ethic that will provide immense value to our clients and partners. Please join us in welcoming Keleen to the team!

About Keleen

I’ve been in the title & escrow industry for 15 years since launching my career at Ticor Title in Oregon in 2002, and am happy to announce my return to Ticor Title in Seattle this year.

My commitment to clients and customers is steadfast and has earned me a reputation for taking personal interest and accountability for timely and cohesive escrow closings. My consistent dedication to clear communication and transparency is at the core of my success in the escrow field.

Your success is my success, and I look forward to being a part of that in your next transaction!

Keleen Goering

Keleen.Goering@ticortitle.com

1505 Westlake Ave N Suite 150
Seattle, WA 98109

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Ticor Title Seattle Welcomes Nichole Smith

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January 4, 2017

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Blog, WesternWA

Ticor Title Seattle Welcomes Nichole Smith

We are happy to announce that Nichole Smith has made the choice to join the Ticor Title sales team and will be headquartered in our Lake Union office on Westlake Avenue. Nichole brings great energy and a depth of knowledge & experience that will provide immense value to our clients and partners. Please join us in welcoming Nichole to the team!

About Nichole

I began my career as a receptionist at the age of 17 at a mortgage company. After high school graduation I, while attending college, was very fortunate to learn all aspects of the mortgage business and soon became a loan officer.

After several years (and the mortgage crisis), I decided it was time to leave the industry and put my paralegal degree to use and work for a real estate law firm. While working for the firm, I received my real estate brokers license and eventually became the manager of our short sale negotiation/sales team. After three years at the firm, I was given the opportunity to pursue my dream career as a business development manager in the title industry. Now I’m happy to advance my career at Ticor (yay!!)

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Ticor Goes Purple in Support of UW!

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December 30, 2016

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WesternWA

Ticor Goes Purple in Support of UW!

Go Dawgs! Ticor has gone purple in support of our UW Huskies! Win or lose in the Bowl Championship Series, it has been a great season for the local boys!

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What Every Realtor Should Know About Owner’s Title Insurance

What Every Realtor Should Know About Owner’s Title Insurance

Make sure all of your clients are protected

You’re a real estate agent, so you know that buying a home can be overwhelming for many of your clients. Homebuyers can easily feel confused and frustrated by the mounds of paperwork they have to sign. Plus, all the fees associated with closing can sometimes be a surprise even to an experienced buyer.

Owner’s title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. As an important advisor to your clients, you are in the position to help them understand the value of owner’s title insurance and the dangers that can be incurred without it.

What is title insurance?

Owner’s title insurance is a policy that protects homebuyers’ property rights. For the same reasons that the bank requires a lender’s insurance policy, a homebuyer obtains owner’s title insurance to protect their legal claims to the property.

How title insurance protects your clients

Say, for example, your client recently purchased a new home from a builder, but the builder failed to pay the roofer. Wanting to be paid, the roofer filed a lien against the property. Without owner’s title insurance, your client would be responsible for paying this existing debt—meaning they’d be paying the roofer out of pocket instead of purchasing something nice for their new home, like new living room furniture. This is just one example of how owner’s title insurance protects homebuyers’ from various significant risks. With owner’s title insurance, your client would be protected from certain legal or financial responsibilities.

Enduring value

The good news is that owner’s title insurance protects homebuyers financially, as long as they or their heirs* own the home. For a low, one-time fee (average of 0.5% of purchase price), homebuyers can rest assured, knowing they are protected from inheriting existing debts or claims to their property.

State regulations and CFPB

Each state government regulates its own title insurance costs. In addition, the Consumer Financial Protection Bureau (CFPB) regulates closing and settlement practices which can impact title insurance. Keep in mind that title insurance industry practices vary due to differences in state laws and local real estate customs. The party that pays for the owner’s title insurance policy varies from state to state, and sometimes even within a state. For more information about title insurance, please contact your Ticor Title representative.

Free resources for Realtors®

Together, real estate agents, land title insurance professionals and other stakeholders involved in real estate transactions can protect homebuyers and provide them with the peace of mind they deserve during the home closing process.

For more information about title insurance, and to get free resources for real estate agents, visit www.alta.org/realtor.

*This article offers a brief description of insurance coverages, products and services and is meant for informational purposes only. Actual coverages may vary by state, company or locality. You may not be eligible for all of the insurance products, coverages or services described in this advertising. For exact terms, conditions, exclusions, and limitations, please contact a Ticor Title representative.

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Ticor Title Participates in the Ugly Sweater Run

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December 13, 2016

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Blog, WesternWA

Ticor Title Participates in the Ugly Sweater Run

We came, we ran, we brought some warmth To celebrate the season, have some fun, and ultimately provide support for those in need, members of the Ticor Title family took to the streets of Redmond for the merriest 5k of the year on December 3rd – The Ugly Sweater Run. Needless to say, we donned our craziest sweaters, had a blast, burned a few calories, and feel proud to have contributed to a cause that brings warmth to our community. Who Does the Ugly Sweater Run Benefit? The Ugly Sweater Run is partnered with One Warm Coat, an organization that […]

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Improve the Home-Buying Experience with the House-Hunter Scorecard

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December 5, 2016

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Blog, Spokane, WesternWA

Improve the Home-Buying Experience with the House-Hunter Scorecard

Ticor Title is happy to offer the House Hunter Scorecard, a simple tool designed to improve the home-buying experience.

House Hunting & Weighing the Options

Deciding on which home to purchase is a major commitment that involves evaluating location, size, price, amenities, and so many other factors. With so many characteristics to assess and compare, it helps to have a tool that can itemize factors, clarify expectations, and build confidence that the home-buyer’s ultimate home choice is the best fit for their desired lifestyle.

Track & Compare Home Preferences

After weeks of looking, it may be easy for a buyer to forget what exactly they liked about homes they’ve viewed. Over time, the details may fade or become vague. However, the House Hunter Scorecard helps to keep a record by organizing and comparing what the buyer likes best about their top two or three home choices.

The House Hunter Scorecard not only includes most of the features needed in a home, it takes into account the importance of the surrounding community and helps the buyer to visualize the lifestyle they seek.

Prioritize & Set Clear Expectations

With the House Hunter Scorecard you can set up a priority list ahead of time and a rank & order features from the most vital to insignificant. This helps to bring focus to the decision making process. Since most home purchases involve compromises on preference, the scorecard helps to weigh the options and make home comparisons easier.

The priority list can also help a Real Estate Professional get a better picture of what the buyer is looking for in a house so they can more accurately suggest houses available that best meet the requirements. When visiting different homes, buyers can leverage this check list to make notes, see the big picture, and build confidence that their ultimate choice is the best fit for their needs and vision.

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