We are happy to announce that Kelly Swanson has made the choice to join the Ticor Title sales team and will be headquartered in our Everett location. Kelly brings 30 years of experience and a depth of title & escrow knowledge that will provide immense value to our clients and partners. Please join us in welcoming Kelly to the team!
Kelly began her journey in the Title Industry in 1987. She spent many of those years in the title unit and customer service departments. In 1999 she decided to bring her knowledge and resources to her clients in the field. Kelly has experience in both residential and commercial in the local markets of Snohomish, King, and Pierce Counties and also spent time as a Regional Sales Manager for a National Company covering major cities in the U.S., coordinating title and escrow services.
Kelly’s hobbies include horseback riding, gardening and spending time with her family. With 30 years of industry experience and her strength in title, customer service, marketing and sales Kelly is the right partner for your business!
2825 Colby Ave., Suite 300
Everett, WA 98201
Ticor Title is a member of the FNF family of companies and the nation’s largest group of title companies and title insurance underwriters that collectively issue more title insurance policies than any other title company in the United States.
FNF Core Title Operation Performance
The fourth quarter of 2016 was a great finish to another strong year for our title insurance business, as we generated fourth quarter adjusted pre-tax title earnings of $292 million and a 15.8% adjusted pre-tax title margin. For the full-year 2016, we produced more than $8.2 billion in total revenue and a 14.7% adjusted pre-tax title margin.
Residential Real Estate Overview
Fidelity National Title Group purchase opened and closed orders increased by 7% and 12%, respectively on a daily basis in the fourth quarter. In addition, the mix of business during the fourth quarter shifted more towards purchase transactions, with purchase business accounting for 59% of open orders and 55% of closed orders.
Commercial Real Estate Overview
Our commercial operations experienced another strong quarter to end 2016. Total commercial revenue of $285 million was our second highest quarterly in company history. For fullyear 2016 total commercial revenue of approximately $973 million was just 5% behind the record setting 2015 performance.
Looking Forward to the Year Ahead
As we progress through 2017, we continue to strive to maximize earnings from our operations and remain the most profitable title insurance company in the country.
You’re invited to join us for food, refreshments, conversation & good times as we celebrate the recent relocation of our Spokane Valley escrow office!
At Ticor Title Spokane Valley, we believe that every successful real estate transaction begins with a great team. We are proud of our dedicated family of professionals who are committed to the highest levels of service to our clients, the Spokane Valley community, and each other.
So please join us as we celebrate our growing team and new Spokane Valley location!
4PM – 7PM
Ticor Title – Spokane Valley
16201 E Indiana Ave., Suite 3300
Spokane Valley, WA 99216
Map & Directions
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- Title insurance protects the interests of property owners and lenders against legitimate or false title claims by owners or lien holders. It insures the title to the investment, unlocking its potential as a financial asset for the owner.
- At Ticor we access, assemble, analyze, and distribute title information, in addition to handling escrow and closing.
- Title problems are discovered in more than one-third of residential real estate transactions. These “defects” must be resolved prior to closing. The most common problems are existing liens, unpaid mortgages, and recording errors of names, addresses or legal descriptions.
- A homeowner’s title insurance policy protects the owner for as long as he or she has an interest in the property; and the premium is paid only once, at closing.
- Title insurance is different from other forms of insurance because it insures against events that occurred before the policy is issued, as opposed to insuring against events in the future, as auto, health, property or life insurance do. Title insurance is loss prevention insurance.
- Ticor performs a thorough search of existing records to identify all possible defects in order to resolve them prior to issuing a policy. We perform intensive and extensive work up-front to minimize claims. The better we do this, the lower our rate of claims and the more secure your level of protection.
- Researching titles is extremely labor-intensive since only a small percentage of public records are computerized. The industry invests a substantial amount of time and expense to collect and evaluate title records. As a result, the industry’s claims experience is low compared to other lines of insurance.
- Ticor’s impressive Claim Reserves gives you unquestionable security and peace of mind knowing that your policy is backed by a leader in the title insurance industry.
- Dollar for dollar, title insurance is the best investment you can make to protect your interest in one of the most valuable assets you own: your home.
- To get the best value, choose Ticor Title for all your Title and Escrow needs. Write us in on your next transaction and you’ll see why we are Worth the Money.
Print, Share, Download Tips for Buyers & Sellers
This helpful information and more can be found in our Buyer Seller Guide to Title & Escrow eBook. Check it out!
We are happy to announce that Keleen Goering has made the choice to join the Ticor Title escrow team and will be headquartered in our Lake Union office on Westlake Avenue. Keleen brings years of experience and a rich service ethic that will provide immense value to our clients and partners. Please join us in welcoming Keleen to the team!
I’ve been in the title & escrow industry for 15 years since launching my career at Ticor Title in Oregon in 2002, and am happy to announce my return to Ticor Title in Seattle this year.
My commitment to clients and customers is steadfast and has earned me a reputation for taking personal interest and accountability for timely and cohesive escrow closings. My consistent dedication to clear communication and transparency is at the core of my success in the escrow field.
Your success is my success, and I look forward to being a part of that in your next transaction!
1505 Westlake Ave N Suite 150
Seattle, WA 98109
We are happy to announce that Nichole Smith has made the choice to join the Ticor Title sales team and will be headquartered in our Lake Union office on Westlake Avenue. Nichole brings great energy and a depth of knowledge & experience that will provide immense value to our clients and partners. Please join us in welcoming Nichole to the team!
I began my career as a receptionist at the age of 17 at a mortgage company. After high school graduation I, while attending college, was very fortunate to learn all aspects of the mortgage business and soon became a loan officer.
After several years (and the mortgage crisis), I decided it was time to leave the industry and put my paralegal degree to use and work for a real estate law firm. While working for the firm, I received my real estate brokers license and eventually became the manager of our short sale negotiation/sales team. After three years at the firm, I was given the opportunity to pursue my dream career as a business development manager in the title industry. Now I’m happy to advance my career at Ticor (yay!!)
Make sure all of your clients are protected
You’re a real estate agent, so you know that buying a home can be overwhelming for many of your clients. Homebuyers can easily feel confused and frustrated by the mounds of paperwork they have to sign. Plus, all the fees associated with closing can sometimes be a surprise even to an experienced buyer.
Owner’s title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. As an important advisor to your clients, you are in the position to help them understand the value of owner’s title insurance and the dangers that can be incurred without it.
What is title insurance?
Owner’s title insurance is a policy that protects homebuyers’ property rights. For the same reasons that the bank requires a lender’s insurance policy, a homebuyer obtains owner’s title insurance to protect their legal claims to the property.
How title insurance protects your clients
Say, for example, your client recently purchased a new home from a builder, but the builder failed to pay the roofer. Wanting to be paid, the roofer filed a lien against the property. Without owner’s title insurance, your client would be responsible for paying this existing debt—meaning they’d be paying the roofer out of pocket instead of purchasing something nice for their new home, like new living room furniture. This is just one example of how owner’s title insurance protects homebuyers’ from various significant risks. With owner’s title insurance, your client would be protected from certain legal or financial responsibilities.
The good news is that owner’s title insurance protects homebuyers financially, as long as they or their heirs* own the home. For a low, one-time fee (average of 0.5% of purchase price), homebuyers can rest assured, knowing they are protected from inheriting existing debts or claims to their property.
State regulations and CFPB
Each state government regulates its own title insurance costs. In addition, the Consumer Financial Protection Bureau (CFPB) regulates closing and settlement practices which can impact title insurance. Keep in mind that title insurance industry practices vary due to differences in state laws and local real estate customs. The party that pays for the owner’s title insurance policy varies from state to state, and sometimes even within a state. For more information about title insurance, please contact your Ticor Title representative.
Free resources for Realtors®
Together, real estate agents, land title insurance professionals and other stakeholders involved in real estate transactions can protect homebuyers and provide them with the peace of mind they deserve during the home closing process.
For more information about title insurance, and to get free resources for real estate agents, visit www.alta.org/realtor.
*This article offers a brief description of insurance coverages, products and services and is meant for informational purposes only. Actual coverages may vary by state, company or locality. You may not be eligible for all of the insurance products, coverages or services described in this advertising. For exact terms, conditions, exclusions, and limitations, please contact a Ticor Title representative.
We came, we ran, we brought some warmth To celebrate the season, have some fun, and ultimately provide support for those in need, members of the Ticor Title family took to the streets of Redmond for the merriest 5k of the year on December 3rd – The Ugly Sweater Run. Needless to say, we donned our craziest sweaters, had a blast, burned a few calories, and feel proud to have contributed to a cause that brings warmth to our community. Who Does the Ugly Sweater Run Benefit? The Ugly Sweater Run is partnered with One Warm Coat, an organization that […]
Ticor Title is happy to offer the House Hunter Scorecard, a simple tool designed to improve the home-buying experience.
House Hunting & Weighing the Options
Deciding on which home to purchase is a major commitment that involves evaluating location, size, price, amenities, and so many other factors. With so many characteristics to assess and compare, it helps to have a tool that can itemize factors, clarify expectations, and build confidence that the home-buyer’s ultimate home choice is the best fit for their desired lifestyle.
Track & Compare Home Preferences
After weeks of looking, it may be easy for a buyer to forget what exactly they liked about homes they’ve viewed. Over time, the details may fade or become vague. However, the House Hunter Scorecard helps to keep a record by organizing and comparing what the buyer likes best about their top two or three home choices.
The House Hunter Scorecard not only includes most of the features needed in a home, it takes into account the importance of the surrounding community and helps the buyer to visualize the lifestyle they seek.
Prioritize & Set Clear Expectations
With the House Hunter Scorecard you can set up a priority list ahead of time and a rank & order features from the most vital to insignificant. This helps to bring focus to the decision making process. Since most home purchases involve compromises on preference, the scorecard helps to weigh the options and make home comparisons easier.
The priority list can also help a Real Estate Professional get a better picture of what the buyer is looking for in a house so they can more accurately suggest houses available that best meet the requirements. When visiting different homes, buyers can leverage this check list to make notes, see the big picture, and build confidence that their ultimate choice is the best fit for their needs and vision.
At Ticor Title we believe that every successful closing begins with a great team. We understand what it takes to provide superior service to our clients and partners in the timeliest manner. Our team of professionals go above and beyond to create a better closing experience by offering same-day signing/closing and instant delivery of Closing Protection Letters.
✔ Same-Day Signing & Funding – Yes We Can!
Because of our commitment to higher standards of service and the high degree of skill and efficiency of our escrow staff, Ticor Title offers same-day signing and funding on purchase and refinance transactions. We have the ability to work closely with our lending partners in order to provide escrow signing services, document delivery to the lender, and recording/closing in the same day. The result is that the buyer has a better experience at the end of the transaction and can get into their house sooner!
✔ Closing Protection Letters on Your Time – Yes We Can!
We offer the most efficient approach to providing our lending partners with Closing Protection Letters. With our electronic CPL request form, we have the ability to fulfill the request and update the escrow file in one minute. With 24/7 availability and instant response, we fulfill the lender requirement and eliminate a potential roadblock to closing so the transaction can progress.
✔ The Right Choice
Ticor Title is the company that can and will do what it takes to provide the higher standards required for the best possible closing experience. With our rich Pacific Northwest history, unmatched financial strength, and client-focused leadership, it’s clear that Ticor Title is the right choice!
Click the following link to download a printable version of – Same-Day Solutions – CPL, Sign, Close .